Posted On: October 31, 2008

Products Liability and Prescription Drugs

In a world where prescription drugs are touted not only in the doctor’s office, but on TV and in magazine campaigns as well, consumers must be vigilant about their care. Technology is advancing at a rate that has increased the number of drugs presented to the Food and Drug Administration (FDA) at an unprecedented rate. The consumer must remember that these drugs are highly screened and need a prescription from a doctor for a reason, and use them as guided by their physician or pharmacist. However, even when taken as directed, prescriptions can carry risks, such as unknown side effects or drug interactions.

Continue reading " Products Liability and Prescription Drugs " »

Posted On: October 30, 2008

Homeowners' and Business Insurance

A reality of living on the Gulf Coast is the yearly threat of hurricane season. While many bypass us, the threat of a direct hit requires property owners to plan for the future, whose plans typically involves insurance policies. Insurance companies hold an important role in society, they are the ones we turn to when disaster strikes, as they represent themselves in large-scale advertising campaigns. Their job is to assess the chance of any given peril occurring, and determining a value a policyholder should pay for the right to receive a benefit should the covered event occur. Some perils carry such high rates of risk, private insurers are unwilling to write policies regarding that event. With some exceptions, flood and certain water-related events are typically not covered under an all perils insurance policy, or flood is excluded under an all risks policy.

Continue reading " Homeowners' and Business Insurance " »

Posted On: October 2, 2008

Class Actions

Class actions lawsuits are an invaluable procedure to the legal community. Essentially, a class action allows numerous people with common complaints that will be defended similarly to file one lawsuit together, rather than forcing each individual to seek their own attorney and file suit individually. By using this process, advantages are realized by all parties involved- plaintiffs, defendants, and the court system.

Continue reading " Class Actions " »