On April 13-16, 2010, Tom W. Thornhill participated with the other lead members of the slab committee for the multi-district litigation and class action suits against Texas Windstorm Insurance Association (“TWIA”) to depose TWIA experts on causation issues. The defense of TWIA is that the damages to the homes on Galveston and Bolivar Islands are not covered. TWIA statistically calculated damages in the amount of 11.2% of the losses without looking at the homes based on faulty science which when explored in deposition showed fingerprints of mismanagement that will expose TWIA to punitive damages for bad faith conduct. The law in Texas allows recovery under the provisions of Section 541 & 542 in the Insurance Code and the Deceptive Trade Practices Act. TWIA insurance policy holders are encouraged to take notice of the statutory time period in which to file suit. Texas allows only two years within which to file suit. Thornhill Law Firm has formed a joint venture in Texas to handle these suits named, Thornhill, Shrader & Burdette, PLLC, and can be reached at 1-800-989-2707.