What is good faith and fair dealing? Is this a term that is used out of habit that doesn’t carry much weight, or can and will it be enforced by the courts when violated? According to the Louisiana Revised Statutes definitions 26:802 (6), “good faith” means honesty in fact and…
People who own or have owned a home, car, or business have insurance on those items. The reason people buy insurance is to ensure their assets are protected in the event of an accident or an unexpected disaster. If someone is injured in an accident, whether it is a car…
If you live along the coastline of Louisiana, you are no stranger to hurricane season. Every year residents and business owners try and prepare for hurricane season by securing their properties and following the suggestions and guidelines of authorities. Even with the best preparations, homes and businesses can be severely…
Why would you need to hire an attorney when you have auto insurance to cover the damages? The logic for most people is that the insured pay the insurance company for the coverage, so the insurance company should automatically pay what is reasonably owed. If the process worked this way…
Was your business closed down or interrupted due to government orders, or from employees or customers being exposed to or diagnosed with Covid-19? The U.S. department of labor estimates that forty percent of businesses do not reopen after suffering a disaster, and that twenty five percent of the ones that…
Has your adjuster denied your claim because he said you didn’t have proper coverage? Many insurance companies deny claims on the grounds that the damage incurred is excluded under your policy. This happens often with hurricanes when an adjuster claims damage was caused by flooding, when in all actuality it…
Over the last six months, South Louisiana residents and businesses have experienced unprecedented flooding events that exposed many property owners to the difficult process of filing a flood related insurance claim. While some of us learned these painful lessons in the aftermath of Hurricane Katrina and other storms, residents and…
If you thought the CDO caused a real estate crash that could have been avoided with proper regulation, you are going to be pleased to know that the next example of why voters are sick and tired of Washington ineptness is upon us and it could cost us a bundle.…
With the three year anniversary of the Deep Water Horizon (DWH) drill ship catastrophe on the Macondo well, the deadline to file claims under the Oil Field Pollution Act (“OPA”) is April 20, 2013. The claims filed require in many cases the prior filing of “presentment” to the responsible parties,…
MetLife will pay a $50,000 penalty and refund an undetermined amount of money to customers to settle allegations it imposed costly surcharges on Massachusetts drivers who were found not at fault in auto accidents. In detailing an agreement reached with Metropolitan Property & Casualty Insurance Company, state attorney general Martha…